SpendStory Privacy Policy

Local-first expense tracking. No account required. No selling of personal spending data.

Last updated: May 26, 2026

SpendStory is a personal expense tracking and financial insight application designed to help users record expenses, review spending patterns, and manage simple financial habits. This Privacy Policy explains how SpendStory handles information and data.

1. Data Stored by the App

SpendStory may store the following information locally on your device:

Expense records, including amount, currency, date, category, spending type, jar, cadence, and optional notes.
Timeline anchors, memories, or personal markers that you create.
App preferences, including language, theme, display currency, onboarding state, reminder settings, and exchange-rate settings.
Import and export files when you choose to create or import a JSON backup.

This information is used only to provide app functionality such as expense history, reports, analytics, insights, timeline views, reminders, import/export, and local personalization.

2. Local-First Storage

SpendStory stores your spending data locally on your device using the app’s private storage unless you explicitly export or share your data yourself.

The current version of SpendStory does not require user accounts and does not operate a backend service for syncing your spending history.

3. Data Collection

SpendStory does not intentionally collect, transmit, sell, rent, or share your personal spending records with the developer or third parties.

If you choose to export your data, the exported JSON file is fully controlled by you. You are responsible for where and how you store, transfer, or share exported files.

4. Notifications

SpendStory may request notification permission if you enable spending reminders.

Notifications are scheduled locally on your device and are used only to remind you to record or review spending activity. You may disable notifications at any time in iOS Settings or inside the app where supported.

5. Import, Export, and Deletion

SpendStory allows you to:

Export your app data as a JSON file.
Import compatible JSON backup files.
Delete app data from within the app where supported.

You may also remove local app data by deleting the app from your device, subject to iOS backup and restore behavior.

6. Third-Party Services

The current version of SpendStory does not include advertising SDKs, third-party analytics SDKs, or tracking SDKs.

If you enable exchange-rate features, SpendStory may request currency exchange-rate data from a third-party exchange-rate provider using standard network requests.

Exchange-rate requests do not include your personal spending records, notes, financial history, or identifiable user information.

7. Financial Disclaimer

SpendStory is a personal budgeting and expense tracking tool. It does not provide financial, investment, tax, accounting, or legal advice.

Any insights, summaries, scores, projections, or analytics shown in the app are informational only and should not be treated as professional advice.

8. Security

SpendStory relies on iOS app sandboxing and device-level protections provided by Apple.

You should protect your device using a passcode, Face ID, or Touch ID. Exported files are outside SpendStory’s control once they are saved or shared by you.

9. Children’s Privacy

SpendStory is not intended to knowingly collect information from children.

Because the app does not intentionally transmit personal data to the developer, the developer does not knowingly collect children’s personal information.

10. Changes to This Privacy Policy

This Privacy Policy may be updated if SpendStory’s features or data practices change.

The “Last updated” date shown at the top of this Privacy Policy reflects the most recent revision.

11. Contact

If you have questions about this Privacy Policy or SpendStory, you may contact:

Developer Name: Dung Vo

Support Email: cdung.vo@gmail.com

Support Website: https://dungvo.github.io/apps/spendstory/privacy-en.html

12. Policy Update History

SpendStory may update this Privacy Policy over time to reflect feature updates, legal requirements, or changes in data practices.

May 26, 2026 — Added the Privacy Policy update history section for greater transparency about future changes. Added a language switch between Vietnamese and English. Added a note stating that the Vietnamese version is the original version and will prevail if there is any difference in interpretation between language versions.
May 19, 2026 — Initial Privacy Policy published for SpendStory.

The latest version of this Privacy Policy will always be available on the official SpendStory privacy page.

13. Original Language

This Privacy Policy was originally prepared in Vietnamese. The English version is provided for reference and convenience only. If there is any inconsistency, conflict, or unclear interpretation between language versions, the Vietnamese version will prevail.